Finance & Insurance
At Palmfeild Motors we are able to give expert financial and insurance advice on your vehicle purchase. Whether you’re buying new or pre owned, we can offer the best solutions to suit your cash flow or budget - not only in the short term, but also the long term and beyond.
Finance
Today there is a large range of finance and insurance options available to help you afford your vehicle purchase and to manage any associated risk.
Hire Purchase
With repayment terms from 6 to 60 months, hire purchase is a well-known method of financing. With flexible or no deposit, structured repayments, balloon and residual payments, the options are endless.
Finance Lease
A lease with the opportunity for the lessee to purchase the vehicle. Suits both the private and business buyers alike. Basically this is a flexible operating lease. Usually incorporates one payment in advance, a nominated monthly amount followed with a final balloon / residual payment, extremely popular.
Operating Lease
A rent and return option for those who do not wish to have the residual risk of owning a vehicle. Like the finance lease, usually incorporates one payment in advance and can include a full maintenance package which covers servicing, tyres as required and annual re-licensing.
Insurances
As agents for MTF and Protecta Insurance, we are able to offer extremely competitive Mechanical, Payment Protection, Comprehensive and GAP insurances to protect your new investment. We have an on-line quoting system ready to go, to ensure you are getting the product and price that suits your needs and the service you deserve.
Here are just some advantages of using our finance:
- On the spot approval
- Competitive Rates
- One Stop Shop
- Retain capital or investment
- Faster delivery of your new vehicle
- Flexibility
- Tailored packages
- Additional line of credit
- Establish a credit rating
- We use major lenders
- Structured payments (To suit your seasonal income)
For more finance variations or details contact Mark on 06 354 6655 ext 824 or email - finance@palmfeilds.co.nz.
Mechanical Breakdown Insurance Plans
We have vehicle Mechanical & Electrical Insurance Plans available from 12 to 36 months to cover you for accidental mechanical or electrical failure.
Benefits:
- Peace of mind motoring
- 7 day / 24 hour roadside breakdown help line
- Allowances for towing and accommodation
- Rental vehicles can be provided
- Nil excess options
Payment Protection Insurance
Protect yourself from the unexpected - death, injury, illness or termination of employment.
We have available insurance to cover your finance payments if the unexpected happens to you or your vehicle.
Different levels of insurance are available to cover you for either or all of the above events.
CONDITIONS MAY APPLY
GAP (Insurance Shortfall) Insurance
In the unfortunate event that your vehicle is written off, GAP insurance will cover the possible shortfall between what is owing on vehicle finance and what the insurance company pays out. With additional benefits of a top up to pay for the set up of a new vehicle. i.e. Excess or Insurance premiums & ORC.
Comprehensive Vehicle Insurance
Whether you have an existing insurer or are looking to change - we can help you in the process of insuring your new vehicle when you take delivery. Just one of those little extras we do to help.
